Retirement Planning Calculator

Estimate your retirement corpus needed and the monthly savings required.

Current Age:

Desired Retirement Age:

Current Monthly Expenses:

Expected Inflation Rate (%):

Years Needed Post-Retirement:

Return Rate Pre-Retirement (%):

Return Rate Post-Retirement (%):

Result will appear here

Enter your current age and desired retirement age.
Enter your current essential monthly expenses (in today's value).
Estimate the average annual inflation rate until retirement.
Estimate how many years you'll need income post-retirement (your life expectancy after retirement).
Estimate the average annual return rate (%) you expect on your investments *before* retirement.
Estimate the average annual return rate (%) you expect on your corpus *after* retirement (usually lower/safer).
Click the 'Calculate Retirement Needs' button.
The results show estimates for your expenses at retirement, the total corpus needed, and the approximate monthly savings required to reach that corpus.
Assumes constant rates and monthly savings starting now.